Nurture. Protect. Grow.

New milestones and financial goals?

Paying off the mortgage, caring for the kids, racing out the door to work - life is busy. And it can be all too easy to put your financial life in the ‘next week’ pile. Time to take a breather? To put your protection and savings plans at the top of the list? Here’s how we can help.

Taking care of you and yours.


Here are two key questions to ask well before deciding on an insurance policy:

What and who is important to me?

And what and who do I need to protect?

There is a prevailing tendency for people (without advice) to rush into ‘buy’ mode, when insurance hits the ‘to-do’ list. This misses an incredibly valuable step: the risk assessment - a thorough review of what’s important to you, and your risks.

You might need medical cover for the whole family; or Life insurance to provide financial protection for the kids; or to safeguard your finances using the lump-sum payment provided by Trauma insurance in the event of a defined serious illness or injury.

But the key point, for individuals and for families, is to first thoroughly understand your priorities for protection. Only then is it time to look at product options and insurance providers.

Like to book a meeting? It's complimentary and time well spent to get a clear understanding of your personal insurance needs and options.


Questions about KiwiSaver for the kids?

Like to start your children’s ‘savings education’ as early as possible to give them a head-start from an early age? KiwiSaver can be a great tool to start conversations about money and to show your kids the 'magic' of compounding returns - often a compelling case for continued savings behaviours. Watch our quick video for more information.

Protecting 'today' and planning for the future | Key tools for your financial life

Crossed the line on a few of life's big milestones? Here's a brief (not exhaustive) summary of tools to consider, to protect what matters most and keep your plans for the future in focus.

Personal Insurance

There are many types of personal insurance - Life, Health, Trauma, Income Protection, Mortgage Protection and more. What’s right for you and your family will be unique to your needs, priorities and affordability.

To get the mix and level of insurance right for your needs, we welcome you to book a complimentary meeting - a comprehensive review so that you can make a confident decision about what’s right for you.


How is your KiwiSaver tracking? It's common for Kiwis to set and forget their KiwiSaver, with many sitting in the wrong fund, and potentially missing out on considerable sums for their retirement or first-home deposit savings.

Taking a proactive interest in your KiwiSaver - your risk profile, your contribution rate and more - is perhaps one of the most important things you can do for your financial future.

Retirement Planning

Does retirement seem a long way off? That may well be true, but so is the potential missed opportunity of compounding returns, and the very real possibility of putting pressure on your finances if planning for post-work life is left until too late.

Sounds daunting – but it doesn’t need to be. We welcome you to contact us about your retirement planning needs. Take post-work finances off the worry-list with a sound plan and ongoing advice.

Here are a few questions to ponder when thinking about settling down:

Here are a few questions to ponder when thinking about settling down:

Whether you’ve recently experienced a significant change in life, or it’s simply been a while since you last sat down to think about yours, and the family's needs, circumstances and plans, a regular ‘check-up’ makes good sense. Here are some useful thought-starters for growing families when assessing their insurance, KiwiSaver and retirement planning needs.

What's changed?

Significant change can often signal the need to review your insurance needs and cover. Bought a new home or moving soon? Starting or growing your family? These are some examples of life events that could impact your insurance needs. And as we mentioned above, before jumping straight to 'buy mode', it's important to take the time to thoroughly review your risks and priorities.  

KiwiSaver and your goals

If your KiwiSaver has been on autopilot, now could be the time to take the wheel and make some proactive decisions. Are you contributing enough to qualify for the KiwiSaver government contribution of up to $521.43 per year? Do you know if you are paying the right amount of tax? Do you understand your fund and the risks with it? If you'd like to talk about your KiwiSaver or to set it up, get in touch.

Planning for post-work life

One of the key signs that your retirement planning may need some attention is not knowing how much you will need to fund your post-work life. If that is you, assessing your 'retirement number' is a good place to start.

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