Our first advice objective with business owners is to define, assess and prioritise the risks specific to their business - a summary of potential events that could result in lost revenue and other business impacts.
From there, we review the appropriate options - including Key Person Insurance, Business Interruption, Shareholder Protection and more. The key is to get a mix and level of cover that is purpose-fit for your business.
In New Zealand, we’re lucky to have ACC - a financial safeguard for work accidents and injury. But what about cover for serious illness?
Restructuring your ACC, and using ACC CoverPlus Extra in combination with insurance appropriate to your needs, for example income protection, can provide more comprehensive cover (protection for both injury and illness) and enhanced value for money.
If you would like to find out more about ACC CoverPlus Extra and options appropriate for your needs, we welcome you to get in touch.
Retaining and attracting talent is one of the most challenging aspects of business ownership or management. Introducing Employee Benefits can be a powerful tool to support business culture, and importantly, help your team gain financial security.
Employee Benefits can include Superannuation, KiwiSaver and Insurance including medical.
Theresa would love to assist you and help you to determine the right structure for your business. Get in touch.
We're here to help. From small queries to full reviews of your business insurance needs or to exploring Superannuation as an Employee Benefit for your team, we welcome you to get in touch.